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First Citizens BancShares, Inc. (FCNCA) — chart, structure and Closelook read

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Company snapshot — First Citizens BancShares, Inc.

FCNCA in five paragraphs: what it makes and sells, where it sits in the Closelook stack, who it is priced against, why we track it, what we watch. Research diary, not advice.

What it does
First Citizens BancShares is the holding company for First-Citizens Bank & Trust, providing retail and commercial banking to individuals, businesses and professionals in the United States and abroad. It runs through three segments: a General Bank covering deposits, mortgages, wealth planning and treasury services; a Commercial Bank offering leasing, capital markets, factoring and commercial deposit services; and a Rail segment that leases and finances railcars and locomotives to railroads and shippers. It is based in Raleigh, North Carolina.
Where it sits in the stack
First Citizens carries no Rubin seat, so it sits outside Closelook's AI build-out index. It belongs to our Banks - Regional sleeve within Financial Services, read there as a diversified regional lender rather than a supplier into the AI stack.
Who it is priced against
The diary has no formal peer group listed for the name; the comparison the market draws is with other large regional lenders such as Truist Financial.
Why Closelook tracks it
It is a Russell 1000 constituent, its only listed index seat in the diary's coverage. It carries no Closelook score yet, and no quotes or editions have mentioned it so far.
What the diary watches
The diary watches whether the stock's pullback from its 50-day average deepens or steadies, alongside the recent shift in analyst stance to Neutral from Buy.

First Citizens BancShares, Inc. (FCNCA) trades on US exchanges.

Written from the company’s public profile and Closelook’s own readings, 2026-09-17. Descriptive, refreshed with the registry; corrections welcome via the imprint. closelook.net is an investment research diary — market structure, index membership and scores are our own readings, not investment advice. Related: index compare · sector dispersion · scanner.

Signals for this name

Every Closelook reading that exists for FCNCA, from the same nightly bakes the boards use. Research diary readings, not advice.

The Street on this name 1 analyst action on the wire · latest: initiation by UBS, 2026-09-14

The Street on this name

Analyst actions and the latest print for FCNCA from the Closelook wires — third-party opinions on the record, not our readings.

  • Initiation UBS — at Neutral Initiated to Neutral from Buy 2026-09-14

1 action on the analyst wire since 2026-08-13: 1 initiation. Analyst wire → · Earnings wire →

Who it is priced against Banks - Regional · United States · 8 names with week and year-to-date

Peer group

Banks - Regional · United States

This name carries no Closelook score, so its cohort ranks on trend state — distance to the 50- and 200-day averages — never on a score it does not have.

Compared against FCNCA on the nightly bakes; the Peers tab ranks the cohort on the Closelook scores where it exists.

Dividends and capital return trailing yield 0.40%, quarterly · last 2.10 USD on 2026-08-31

Dividends and capital return

What FCNCA pays out and buys back — distributions read from the price series, money terms from the filings.

  • Trailing 12 months 8.40 USD per share · a 0.40% yield on the 2026-09-17 close 4 distributions, paid quarterly 2026-09-17
  • Change on the year +7.7% against the prior twelve months prior twelve months 7.80 USD per share
  • Last distribution 2.10 USD per share as the price series records it, within days of the ex-date 2026-08-31
  • By calendar year 2023: 1.64 USD (partial) · 2024: 6.87 USD · 2025: 7.95 USD · 2026: 6.30 USD to date first distribution recorded in the three-year window: 2023-11-29

Per-share amounts are derived from the adjusted price series in the listing currency, so dates sit within days of the ex-date; filing figures come from the fundamentals feed for the last reported fiscal year. An investment diary, not a recommendation.

Weather around the name 3 macro readings: Money Temperature, Factor regime, Sovereign pressure

The weather around this name

Macro readings that apply by membership — the regime, the factor tape, the sector cell, the funding backdrop.

  • Money Temperature Composite 55/100 · S&P 500 fund at 58, above its 50- and 200-day averagesEight instruments scored on position, momentum, volume, volatility and fragility — the regime every name trades inside. Temperature lab → 2026-09-17
  • Factor regime Momentum leading — risk appetite buildingMomentum against low volatility (SPMO / SPLV): above its 50-day trend, 94th percentile of the window, +2.7% over 20 sessions. Factor regime → 2026-09-17
  • Sovereign pressure Index 0.00 · down 0.41 over 21 sessionsG7 long-end yields, 10s30s and the slope — the funding weather for every balance sheet on this site. Sovereign pressure → 2026-09-17

FAQ · from the current data · as of 2026-09-18

Quick answers

What is First Citizens BancShares, Inc. (FCNCA)?

First Citizens BancShares, Inc. trades as FCNCA on the US exchange (United States) in the Closelook research universe, as of the registry build of 2026-09-18.

Is FCNCA in a Closelook index?

Not currently — First Citizens BancShares, Inc. is tracked in the Closelook research universe but is not a constituent of a Closelook functional index as of 2026-09-18.

Where does FCNCA trade against its moving averages?

Pullback inside an uptrend stack: Trades -2.3% vs the 50-day and +3.2% vs the 200-day average, 7.7% below the 52-week high and +31% off the 52-week low. Computed from daily closes. As of 2026-09-17 — a technical state from the nightly Closelook bake, not advice. The Technical tab carries the full row.

What does First Citizens BancShares, Inc. do?

First Citizens BancShares is the holding company for First-Citizens Bank & Trust, providing retail and commercial banking to individuals, businesses and professionals in the United States and abroad. It runs through three segments: a General Bank covering deposits, mortgages, wealth planning and treasury services; a Commercial Bank offering leasing, capital markets, factoring and commercial deposit services; and a Rail segment that leases and finances railcars and locomotives to railroads and shippers. It is based in Raleigh, North Carolina. The diary has no formal peer group listed for the name; the comparison the market draws is with other large regional lenders such as Truist Financial.

Where does First Citizens BancShares, Inc. sit in the AI build-out?

First Citizens carries no Rubin seat, so it sits outside Closelook's AI build-out index. It belongs to our Banks - Regional sleeve within Financial Services, read there as a diversified regional lender rather than a supplier into the AI stack. It is a Russell 1000 constituent, its only listed index seat in the diary's coverage. It carries no Closelook score yet, and no quotes or editions have mentioned it so far.

Does First Citizens BancShares, Inc. pay a dividend?

First Citizens BancShares, Inc. has paid 8.40 USD per share over the last twelve months, paid quarterly, a trailing yield of 0.40% on the 2026-09-17 close; the last distribution recorded in the price series was 2.10 USD on 2026-08-31. The "Dividends and capital return" block on this page carries the lines.

What has Wall Street done on First Citizens BancShares, Inc. recently?

The most recent analyst action on First Citizens BancShares, Inc. on the Closelook wire is a initiation by UBS on 2026-09-14 (at Neutral). 1 action on the analyst wire since 2026-08-13: 1 initiation. Analyst actions are third-party opinions recorded by the wire, not Closelook readings. The “The Street on this name” block on this page lists the moves; the full feeds are the analyst wire and the earnings wire.

What does this page show?

A live price chart with SMA overlays and drawing tools for FCNCA, performance metrics, index-membership context and the Closelook structure read — an investment research diary view, not investment advice.

Related in the Closelook universe

then Banks - Regional. Scored names rank on their Closelook score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.