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Credit Acceptance Corporation (CACC) — chart, structure and Closelook read

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Company snapshot — Credit Acceptance Corporation

CACC in five paragraphs: what it makes and sells, where it sits in the Closelook stack, who it is priced against, why we track it, what we watch. Research diary, not advice.

What it does
Credit Acceptance Corporation lends money to car buyers with weak credit by paying dealers for the right to collect on their loans, then keeps what it recovers from those consumers. It also reinsures vehicle service contracts sold alongside the loans it finances. Its customers are independent and franchised car dealerships across the United States. It is based in Southfield, Michigan.
Where it sits in the stack
Credit Acceptance sits outside our AI build-out index; within our wider universe it belongs to the financial services sector, in the credit services sleeve, where its business is lending against used-car collateral rather than any technology layer.
Who it is priced against
Our diary has no peer group listed for Credit Acceptance; a comparison the market sometimes draws is with other subprime auto lenders such as Santander Consumer USA.
Why Closelook tracks it
It is a Russell 1000 constituent; it carries no Closelook score yet and has not appeared in our editions or quotes.
What the diary watches
Whether loan losses and recovery rates on its subprime auto book shift as consumer credit conditions change.

Credit Acceptance Corporation (CACC) trades on US exchanges.

Written from the company’s public profile and Closelook’s own readings, 2026-09-17. Descriptive, refreshed with the registry; corrections welcome via the imprint. closelook.net is an investment research diary — market structure, index membership and scores are our own readings, not investment advice. Related: index compare · sector dispersion · scanner.

Signals for this name

Every Closelook reading that exists for CACC, from the same nightly bakes the boards use. Research diary readings, not advice.

Who it is priced against Credit Services · United States · 8 names with week and year-to-date

Peer group

Credit Services · United States

This name carries no Closelook score, so its cohort ranks on trend state — distance to the 50- and 200-day averages — never on a score it does not have.

Compared against CACC on the nightly bakes; the Peers tab ranks the cohort on the Closelook scores where it exists.

Weather around the name 3 macro readings: Money Temperature, Factor regime, Sovereign pressure

The weather around this name

Macro readings that apply by membership — the regime, the factor tape, the sector cell, the funding backdrop.

  • Money Temperature Composite 55/100 · S&P 500 fund at 58, above its 50- and 200-day averagesEight instruments scored on position, momentum, volume, volatility and fragility — the regime every name trades inside. Temperature lab → 2026-09-17
  • Factor regime Momentum leading — risk appetite buildingMomentum against low volatility (SPMO / SPLV): above its 50-day trend, 94th percentile of the window, +2.7% over 20 sessions. Factor regime → 2026-09-17
  • Sovereign pressure Index 0.00 · down 0.41 over 21 sessionsG7 long-end yields, 10s30s and the slope — the funding weather for every balance sheet on this site. Sovereign pressure → 2026-09-17

FAQ · from the current data · as of 2026-09-18

Quick answers

What is Credit Acceptance Corporation (CACC)?

Credit Acceptance Corporation trades as CACC on the US exchange (United States) in the Closelook research universe, as of the registry build of 2026-09-18.

Is CACC in a Closelook index?

Not currently — Credit Acceptance Corporation is tracked in the Closelook research universe but is not a constituent of a Closelook functional index as of 2026-09-18.

Where does CACC trade against its moving averages?

Pullback inside an uptrend stack: Trades -0.7% vs the 50-day and +12.4% vs the 200-day average, 11.7% below the 52-week high and +46.9% off the 52-week low. Computed from daily closes. As of 2026-09-17 — a technical state from the nightly Closelook bake, not advice. The Technical tab carries the full row.

What does Credit Acceptance Corporation do?

Credit Acceptance Corporation lends money to car buyers with weak credit by paying dealers for the right to collect on their loans, then keeps what it recovers from those consumers. It also reinsures vehicle service contracts sold alongside the loans it finances. Its customers are independent and franchised car dealerships across the United States. Our diary has no peer group listed for Credit Acceptance; a comparison the market sometimes draws is with other subprime auto lenders such as Santander Consumer USA.

Where does Credit Acceptance Corporation sit in the AI build-out?

Credit Acceptance sits outside our AI build-out index; within our wider universe it belongs to the financial services sector, in the credit services sleeve, where its business is lending against used-car collateral rather than any technology layer. It is a Russell 1000 constituent; it carries no Closelook score yet and has not appeared in our editions or quotes.

What does this page show?

A live price chart with SMA overlays and drawing tools for CACC, performance metrics, index-membership context and the Closelook structure read — an investment research diary view, not investment advice.

Related in the Closelook universe

then Credit Services, then Financial Services. Scored names rank on their Closelook score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.